About Check Into Cash

Check Into Cash is a national leader in affordable short-term credit solutions. We offer everything from online payday loans to walk-in bill pay. Check Into Cash surely is your one-stop money shop!

About Check Into Cash

W. Allan Jones

Check Into Cash is a national leader in direct lending, providing customers with affordable, short-term, small dollar credit solution. We provide Payday Advances, In-Store Cash Advances, Online Payday Loans, Title Loans, Title Pawns,Check Cashing, Western UnionĀ®, walk-in Bill Pay, and reloadable prepaid U.S. Money Cards in our centers nationwide. Check Into Cash is truly your one-stop money shop.

Founded in 1993 by business entrepreneur and philanthropist Allan Jones in Cleveland, Tennessee, Check Into Cash has grown to more than 1000 branch locations in 30 states. The financial products Check Into Cash offers as a direct lender are also available online in a number of states. Check Into Cash is considered to be a pioneer of the payday advance industry.

Check Into Cash is also a founding member of the Community Financial Services Association of America (CFSA), which is the trade organization for the payday advance industry best practices. CFSA works with state legislators and consumer groups at the federal level to promote responsible legislation that balances the needs of the consumer with the interests of the industry. We believe in full disclosure of our services and truthful advertising.

The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.