Online Payday Loans
Absolutely. Check Into Cash offers fast cash advance payday loans through our simple online application. Our application is safe, secure and protected (for the techies among you, we do it with 256-bit encryption). We currently offer payday advances or payday loans online in Alabama, California, Delaware, Idaho, Indiana, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.
No! There is no application fee.
Yes. Getting a cash advance fast in an emergency money situation is important. If we cannot complete your loan request, we will give you the option to work with a network of lenders to get you a fast money loan as soon as possible.
It’s a short term loan that gives you some extra cash before payday. The amount is usually between $100 – $1,000, depending on income level and state law limitation.
It’s easy! To be approved for a payday advance, you only need:
- Have an active checking account open for at least 90 days
- Be at least 18 years of age (19 years of age in Alabama and Nebraska)
- Be a citizen or permanent resident of the United States
- Have a gross monthly income of at least $1,000
- Have a current home/cell and work phone number
- Have a valid email address
*Oklahoma and Indiana residents must provide proof of a Social Security Number
You may qualify for a fast payday loan from $100 to $1,000. Maximum loan amounts vary by state and are determined during the credit decision process.
Once your cash advance is approved, the money is electronically deposited directly into your active checking account.
Currently, Check Into Cash requires an active checking account in order to provide you with a payday loan.
Yes. All of our application information is submitted on secure pages with 256-bit encryption.
Yes. If you’ve had bad credit in the past, you may still be able to get the instant money you need from Check Into Cash, so don’t hesitate to apply.
Check Into Cash does not check the three major credit bureaus.
It takes just minutes to fill out our online payday loan application! A conditional approval is given immediately on the website at the time of submission. Once the application is received, a customer service representative will then call you to verify your application information. If all information is verified, you funds will usually be available on the next business day.
In the event we need additional information (such as a bank statement and/or pay stub), you may need access to a printer to print the supporting documents as well as a fax machine to send the documents back in some cases. Documents may also be email to email@example.com.
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The fees will vary depending on the amount of your payday loan and your state of residency. See your states fee schedule on our Rates & Terms page for more details.
The loan amount and fee are withdrawn from your checking account automatically on the due date.
Alabama, California, Delaware, Idaho, Indiana, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.
Yes, sometimes we do need to contact your employer to verify employment. We will not ask any personal questions – we will simply ask if you are employed there.
In most cases, you will know within 30 seconds if your loan request is pre-approved by Check Into Cash.
In most cases within 1-2 business days.
We accept requests for payday loans 24 hours a day, 7 days a week, 365 days a year. Our transactions are processed between 9:00 AM to 7:00 PM (EST) Monday – Friday and 10:00 AM to 2:00 PM (EST) on Saturdays. However, we can only electronically fund loans to your checking account on days valid banking days (Monday–Friday).
The bank routing number is the nine (9) digit number on the bottom of your personal checks and is used to identify your banking institution. The routing number begins with 0, 1, 2 or 3. If this number is not entered correctly during the online application process, it will delay the approval and funding process of your loan request.
Your bank account number is located at the bottom of your personal checks. Sometimes your check number is also found on the bottom of your check. Don’t include your check number with your bank account number. If this number is not entered correctly during the online application process, it will delay the approval and funding process of your loan request.
You will receive a pre-approval notice on the website. A customer service representative will call you shortly thereafter.
You can choose to complete your loan online or at one of our convenient store locations, but be sure to select the appropriate channel prior to submitting your application.